Escrow is a service that provides the public with a neutral 3rd party to protect the handling of funds and/or documents. Escrow simply is a deposit of funds, a deed or other instrument by one party for the delivery of another party upon completion of a particular condition or event. Although most Real Estate transactions in the state of California utilize the services of an Escrow company, Escrow still remains one of the most confusing and least understood elements of the Real Estate process. People buying or selling Real Estate usually open an Escrow for their protection and convenience. The Responsibility of an Escrow company to protect the consumer’s interests should not be taken lightly. Buyers and sellers often place the decision of choosing an Escrow company with the Real Estate broker or lender. What most people don’t realize is that they are entrusting this chosen Escrow company to protect their funds being held in trust. The Escrow holder must remain impartial during the Escrow period to ensure fair representation of all parties.
The Escrow holder requires a tremendous amount of experience and knowledge to be successful. All of our Escrow officers at Oakwood Escrow are trained and educated in all aspects of the Escrow transaction. Rest assured that you are in good hands when entrusting Oakwood with your Escrow needs.


All Escrow companies in California can be classified into two basic categories: “Licensed” or “Controlled”. Oakwood Escrow is a “Licensed” company, which holds the strictest type of regulation. A “Licensed” Escrow company is regulated by the Department of Business Oversight (DBO), where a “Controlled” Escrow company is a non-licensed business that can be owned by various entities. These types of companies have requirements and regulations that vary vastly.
At Oakwood Escrow we take pride in the fact that we are different. As an Independent “Licensed” Escrow company we always have your best interest at hand. We are not tied or affiliated to a Title company, Bank, Lender or a Savings & Loans company. Department of Business Oversight (DBO) requires these regulations for us in which a “controlled” company does not have to adhere to. We are required to have a certification program for all employees, fingerprinting and background checks, minimum of two audits a year, Escrow manager on site with at least 5 years of experience, and a $5 million fidelity bond.